Banking and Finance

Bank and Loan Financing

Regulation of Financial Institutions

Collective Investment and Capital Markets

We help banks, non-bank lenders, funds and companies that raise financing. We prepare and negotiate loan and security documentation, guide you through financial market regulation and represent you before the Czech National Bank. The international rankings Chambers and Partners and IFLR1000 rate us in the Banking & Finance category.

Bank and Loan Financing

structuring of financing, loans and credit facilities, including preparing and negotiating term sheets and mandate letters,
loan and security documentation for all types of loans, including acquisition, export and syndicated financing,
refinancing of existing debt and release of existing security,
legal due diligence for lenders and borrowers,
corporate and consumer banking products, including loans, custody and investment products.

Zuzana Stuchlíková, a partner of the firm, spent eight years at the international law firm Linklaters. She negotiated syndicated loans worth billions of Czech crowns and prepared share and bond issues on Czech and foreign markets.

Regulation of Banks and Financial Institutions

CNB licenses and authorizations for payment institutions, electronic money institutions, consumer credit providers, investment firms, investment fund management companies and crypto-asset service providers,
internal policies, compliance, AML, risk management and internal audit,
digital operational resilience under the DORA Regulation,
reporting to and communication with the CNB, representation in proceedings before the CNB and the Ministry of Finance,
implementation of new regulatory requirements (such as MiFID) into internal processes.

Collective Investment and Capital Markets

setting up funds and their ownership structures, agreements with the depositary, manager and distributors,
bond issues and public and private offerings of investment instruments,
regulatory review of marketing materials and sales manuals,
derivatives and structured products, mandatory takeover bids, squeeze-outs, listings and delistings,
rules against market abuse (insider dealing).

Who We Have Worked For

You will find more references in the category Who We Have Worked For.

Who Do You Work For in Banking and Finance?

We have advised Czech and foreign banks, investment funds, pension funds, insurance companies, investment firms, securities issuers and other financial institutions. Our clients also include non-bank lenders and fintechs, such as COOL CREDIT and Skip Pay, and the investment fund management company REICO.

Do You Act for Lenders or Borrowers?

Both. For banks and other lenders we prepare loan and security documentation and legal due diligence on borrowers. For companies that raise financing we help negotiate the loan terms, prepare the security and get through the bank’s due diligence.

Does a Lender Need a CNB License?

Anyone who lends to consumers needs a CNB authorization to operate as a non-bank consumer credit provider. We will obtain the license and, once it is granted, provide compliance, AML and reporting.

What Awards Does the Firm Have in Banking and Finance?

Chambers and Partners – the firm has repeatedly been ranked in Chambers Global and Chambers Europe in the Banking & Finance category.
IFLR1000 – the firm is ranked in the Banking and Finance category.
Právnická firma roku (Law Firm of the Year) – the firm has repeatedly been named a Highly Recommended or Recommended firm in the Capital Markets category.

Need help with financing or regulation? Write to us at info@stuchlikova.com.